How does Remitly keep exchange rates and total transfer costs transparent before I send money?

Remitly shows the locked exchange rate, transfer fee, and exact amount your recipient will receive before you confirm. You can compare Express versus Economy and different funding methods in-app, so you know total costs and delivery expectations upfront.

What payout options can my recipient choose and how quickly do transfers usually arrive?

Depending on the country, recipients can use bank deposit, cash pickup, or mobile money. Express transfers funded by card often deliver in minutes on supported routes, while Economy bank-funded transfers are lower cost and may take 3–5 business days.

Are there limits on how much I can send with Remitly and how do I increase them?

Yes, sending limits apply and vary by route and verification level. New customers typically start with lower limits. To raise limits, complete additional ID verification steps in the app and provide requested documents so Remitly can review and approve higher tiers.

What happens if my transfer is delayed or I need to cancel after I’ve submitted it?

You’ll receive real-time updates by app, email, or SMS. If the transfer is still pending and not yet paid out, you can cancel from the app and funds are refunded to your original payment method. For partner or compliance delays, support can investigate and advise next steps.

Which payment methods can I use to fund a Remitly transfer and do fees change by method?

Common options include debit card, credit card, and bank transfer. Card payments enable faster Express delivery but usually carry higher fees. Bank transfers tend to cost less and fit Economy speed. The app displays fees and rates by method before you confirm.

Remitly

Name: Remitly
Brand: Remitly
Rating: 4.7 (14 reviews)

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Remitly is a fast, mobile-first international money transfer service with transparent fees, multiple…

About Remitly

Remitly has grown into one of the most recognized names in cross-border payments by focusing on what matters most to senders and recipients: speed, clarity, and reliability. Whether you’re topping up a loved one’s mobile wallet, sending cash for pickup, or depositing straight into a bank account, Remitly aims to make the process feel effortless. This review explores how Remitly stacks up on pricing, transfer options, delivery times, and support—so you can decide if it fits your needs. What Remitly Does Well At its core, Remitly specializes in international remittances—the kind of transfers where every dollar and every day counts. The service is built for mobile, with intuitive apps that guide you through the send process in just a few taps. You can choose between faster delivery or a lower-cost economy option on many routes, making it easier to balance urgency and budget. Clear, upfront fee displays and guaranteed exchange…

Highlights

Near-instant delivery on many popular routes
Transparent fees with guaranteed exchange rates at checkout
Multiple payout options: bank, cash pickup, mobile wallet
Intuitive mobile apps and real-time transfer tracking
Helpful, multilingual customer support via chat and phone
Choice of Express or lower-cost Economy speeds

Considerations

Fees can be higher for card-funded Express transfers
Rates and fees vary by route and payout method
Transfer limits apply until higher verification is completed
Some niche corridors have fewer payout partners

Frequently asked questions

Current deals at Remitly

Active promotions and perks — informational only, terms apply on the operator's site.

Fee-free first transfer

New customer promo

Pay $0 in fees on your first transfer when you sign up and send within 30 days.

Available to new Remitly customers only. Exchange rate margin applies. Route eligibility varies. Limited time.

Up to $5 off fees

Express speed discount

Get a limited-time discount on Express transfers to select countries when funding by debit card.

Offer valid on participating corridors. Discount applied at checkout. Card issuer fees may apply.

Better FX on repeat routes

Loyalty rate boost

Frequent senders may receive targeted exchange rate boosts on saved corridors.

Invitation-only. Boost amount and duration vary. Standard fees still apply unless otherwise stated.

Player reviews from the web

4.7 · 14 reviews

Review source breakdown

Source	Reviews	Avg rating
Trustpilot	4	4.8
Google	3	4.6
App Store	3	4.8
Reddit	2	4.5
Community	2	4.7

"Sent USD to Mexico for a medical bill. Express with debit card hit Banorte in under 10 minutes. The fee was a bit higher than bank transfer, but the locked rate matched what the app showed. Recipient loved the SMS updates."

"Used Remitly to the Philippines. Cash pickup at Cebuana worked smoothly—my mother showed her ID and had pesos in minutes. I appreciated the side-by-side Express vs Economy pricing before I confirmed."

"Clean interface and super clear on total cost. My India transfer via bank deposit arrived same day with Express. I switched to Economy next time to save a few dollars when it wasn’t urgent."

"Verification took a day, then limits increased and everything’s been fast. I send to Pakistan weekly; mobile wallet payouts are usually instant. Notifications keep me and my brother in sync."

"Had to cancel a transfer when I typed the wrong account number. Refund went back to my card in two days. Re-sent with the saved recipient and it landed quickly. Would like slightly better FX on weekends."

"US to Brazil deposit to Itaú. The rate was decent and fee shown upfront. Arrived next morning due to bank cutoff. Tracking messages were accurate, which helped me reassure my dad."